Business Loans

Conventional loans for a full spectrum of needs. For start-ups, business capital, commercial real estate, equipment, and more, First National Bank at Darlington is right in there with you.

Our loans are available to businesses in a range of industries with competitive rates and an easy application process. First National Bank at Darlington takes prides in our local decision-making and processing, and our expert lenders are here to guide you with attentive service from start to finish

Running a business can be tough. But when it comes to hurdles that inevitably appear, you're not alone. First National Bank at Darlington believes in supporting local businesses with competitive loans to help you succeed. Get the financing to cover expenses, invest in your current facility, and more.

To offer the best services, you need the best tools. We offer new or used equipment and machinery loans to help you get the gear you need. With competitive rates and flexible terms, you can start building your business while paying affordable monthly payments.

Prepare your business for ongoing financial needs with a business line of credit. You only pay interest on what you use. It's a good way to maintain financial flexibility, so your business is ready for anything.

Whether you're thinking of renovating or expanding, or you're looking to purchase a new building, we can help you finance it. Take advantage of our competitive interest rates and various mortgage options, so you can get the perfect location with a monthly payment you can afford.

Mortgage Loans

First National Bank at Darlington offers a variety of mortgage loan options to suit your needs, purpose and goals. We take pride in offering quick turnaround, flexible terms and competitive interest rates. We listen to your objectives, answer your questions and work closely with you to provide the right solution. You also benefit from First National Bank at Darlington’s focus on local decision-making – your loan decision will be performed by individuals familiar with you and your local market area.

A fixed-rate, fixed-term loan option with predictable monthly payments, may be the way for you to go. Can be used for, buying your first home, your next home, second home, investment or vacation home purchase, and refinancing.

Balloon loans can be attractive to short-term borrowers. A balloon mortgage is a type of loan that does not fully amortize over its term. Since it is not fully amortized, a balloon payment is required at the end of the term to repay the remaining principal balance or refinance the loan.

You’ve put a lot into your home and you can use your equity to make improvements.

The money you receive can be used for many purposes – home improvements, vacations, vehicles, debt consolidation and more. And fixed monthly payments make budgeting simple.

Put your home to work for you!

The money you receive can be used for many purposes – home improvements, vacations, vehicles, debt consolidation and more.

You’ll have access to cash for any reason, any time, simply by writing a check.

From groundbreaking to housewarming, First National Bank at Darlington has the home construction lending expertise to help move your project along smoothly. We’ll put together a construction loan package to meet the specific needs of your project.

A construction loan allows you the ability to make interest only payments during the building phase of your home. During this construction phase you will draw funds from the loan to pay contractors for their work.

This program helps us work with low and moderate income families living in rural areas to make homeownership a reality. Providing affordable homeownership opportunities promotes prosperity, which in turn creates thriving communities and improves the quality of life in rural areas.

Auto and Recreational Loans

At First National Bank at Darlington, we can set you up with a competitive interest rate car loan. We offer a variety of term options to keep your payments low and local approval to get you on the road fast.

Need immediate cash for a vacation, debit consolidation or whatever is the next chapter in your life? A personal loan can help! There are as many reasons for getting a loan as there are people. That's why we design each personal loan with you in mind. Let us sit down with you and make sure you get what you need while keeping your payments low.

You never have to be strapped for cash again. With a Credit Card from First National Bank at Darlington, you can always buy the things you need ... when you need them.

Here's Why We're Better

Many have chosen the First National Bank at Darlington Mortgage Team for the following reasons:

• Our customers come first: Our #1 source of business is repeat customers and referrals
• Ease of Application: In person, via fax, and via telephone — we make it easy for you
• A wide verity of loan programs, we have the program to get you financed
• Experienced staff: 150 years of combined experience, close to 100 years with First National Bank at Darlington — we love it here
• Competitive rates
• Fast approvals: Local decision-making and processing
• Great relationships: Working well with realtors, homebuilders, financial planners and many others is critical to the smooth flow of business