Premier Checking Account*

• $50.00 minimum deposit to open
• Must Maintain a Minimum Balance of $.01
• No Monthly Service Charge
• Free Online Banking and Bill Pay
• Free Mobile Banking
• Free eStatements
• Free Direct Deposit
• Free Notary Service
• Requirements to earn interest rate:
   o 16 or more posted debit card purchases required each statement cycle (not including ATM transactions)**
   o One or more Direct Deposits/ACH Credit posted during each statement cycle
   o Receive E-statements - Email Address Required
   o Log into online banking at least 1 time during each statement cycle
   o If requirements are met, the current Annual Percentage Yield will be paid according to Tiered Rate Balances If requirements are not met, 0.00% Annual Percentage Yield paid on all balances
• Interest based on applicable tier: $.01 - $25,000.00, $25,000.01 – and above

*Your interest rate and annual percentage yield may change after the account is open, at any time, at our discretion, fees may reduce earnings. Please contact a Personal Banker for current rates.

**Debit card transactions may take one or more business days from transaction date to post to your account from the date the transaction is made. Transfers between the First National Bank at Darlington do not count as qualifying ACH transactions. Certain restrictions may apply

Winner Plus Club Account*

• $50.00 minimum deposit to open
• Free Online Banking and Bill Pay
• Free Mobile Banking
• Free eStatements
• Free Direct Deposit
• Free Notary Service
• Free single style checks with account, check printing fee varies depending on style of check ordered
• Free Accidental Death Insurance of $10,000
• Free “The Winner Membership Package”
• No fee for Cashiers’ Checks and Money Orders
• A service charge of $7.00 will be imposed every month
• A minimum balance of $500.00 must be in the account each day to obtain the disclosed annual percentage yield

Now Account*

• $250.00 minimum deposit to open
• Free Online Banking and Bill Pay
• Free Mobile Banking
• Free eStatements
• Free Direct Deposit
• Free Notary Service
• A service charge of $5.00 and $.20 per check and any item paid will be applied monthly if the daily balance in the account falls below $250.00 any day of the month
• Check printing fee varies depending on style of check ordered

Super Now Account*

• $2,500.00 minimum deposit to open
• Free Online Banking and Bill Pay
• Free Mobile Banking
• Free eStatements
• Free Direct Deposit
• Free Notary Service
• A service charge of $5.00 and $.20 per check and any item paid will be imposed every month if the daily balance in the account falls below $2,500.00 any day of the month
• Check printing fee varies depending on style of check ordered

Money Market*

• $2,500.00 minimum deposit to open
• Free Online Banking and Bill Pay
• Free Mobile Banking
• Free eStatements
• Free Direct Deposit
• Free Notary Service
• Interest based on applicable tier: $.01 – $2,499.99, $2,500.00 - $99,999.99, $100,000.00 and above
• You may not make more than six (6) transfers and withdrawals from your account per month by means of a preauthorized or automatic transfer or telephone (including data transmission) agreement, order or instruction or by check, draft, debit card or similar order payable to third party 
• A service charge of $1.00 for each debit over the six (6) allowed during the month will be imposed each month
• Check printing fee varies depending on style of check ordered

Platinum Money Market*

• $10,000.00 minimum deposit to open
• Free Online Banking and Bill Pay
• Free Mobile Banking
• Free eStatements
• Free Direct Deposit
• Free Notary Service
• Interest based on applicable tier: $.01 – $2,499.99, $2,500.00 - $99,999.99, $100,000.00 and above
• You may not make more than six (6) transfers and withdrawals from your account per month by means of a preauthorized or automatic transfer or telephone (including data transmission) agreement, order or instruction or by check, draft, debit card or similar order payable to third party 
• A service charge of $1.00 for each debit over the six (6) allowed during the month will be imposed each month
• Check printing fee varies depending on style of check ordered